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ALASKA. with XCEL • Log on 30 minutes before class begins: Plan on joining your class a half-hour early to ensure successful login to your livestream course. 1. Accessing your class . Accessing your livestream course on the day of class is easy and fast. Here’s how: 1. Log into your student dashboard where you will enter the My Courses page.XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Kentucky insurance license courses, industry expertise and convenience. All of XCEL's Kentucky courses are approved by the Kentucky Department of Insurance.We would like to show you a description here but the site won’t allow us.20. Written notice for a health claim must be given to the insurer 20 days after the occurrence of the loss. In an employer-sponsored contributory group Disability Income plan, the employer pays 60% of the premium and each employee pays 40% of the premium. 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