Huntington bank new debit card - Get a $200 bonus when you open a Chase account and receive a qualifying direct deposit: https://northvilletech.co/chaseEarn up to $275 when you open a SoFi c...

 
An approved card such as the Huntington Platinum Debit Card or a Huntington credit card. If you don't have a debit or credit card, you can open a checking .... Little caesar careers

Simply call us at (800) 445-3658, 24 hours a day, 7 days a week, or visit any Huntington branch to speak with a banker. Online Banking customers can also log into huntington.com and click on Overdraft Options under the Profile tab to make changes. We may take up to 3 Business Days to process your Opt-In or Opt-out election for ATM and Debit ...24/7 live US-based customer service. Plus, enjoy the ease of contactless payments. Buy with a tap anywhere you see the contactless symbol or load your Associated Bank Visa® credit card or debit Mastercard® information into your digital wallet to make secure, safe and faster payments using your mobile device! Call 800-236-8866.Step 3: Replace Your Lost Debit Card. For lost or stolen cards, call your bank. If you’re a Huntington customer, contact us at (800) 480-2265, and we’ll close your card. You can also visit any Huntington branch to obtain a temporary card while we mail you a new permanent one.Send payments straight from your phone or computer. Set up your payees just once. Then use the recurring payment option for regular bills (like your car or mortgage), or pay your bills one-at-a-time. It’s your choice. Huntington guarantees that your payments will be sent on time, every time.†Message and data charges may apply. § Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle. A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, …For debit cards, call (800) 542-2657. Or write to: The Huntington National Bank P.O. Box 1558, Attn: GW4W61 Columbus, OH 43216. If writing to us, ...Did you swipe your debit card as credit? Don't worry—here's what you need to know about how the two processes work. By clicking "TRY IT", I agree to receive newsletters and promoti...Secure and Easy. Bank from your browser. Check your balances, pay bills, deposit checks, and more, anywhere you have a connected device. Secure, Online Statements. Protect your information and the environment ‡. Go paperless to reduce identity theft risk, and get secure access to statements for the last 24 months. Learn More.With a variety of available options, you can choose a debit card that reflects your individual style. We also offer eco-friendly debit cards. These are made with recovered ocean-bound plastic, preventing more waste from entering our oceans. Just look for the Second Wave TM turtle logo to easily identify these eco-friendly cards. How to Dispute a Card or Online Charge. Whether your card is stolen, lost, or damaged, call us right away to report the card issue. For credit cards, call (800) 340-4165. For debit cards, call (800) 542-2657. Be prepared to provide personal information to verify your identity, which may include your address, account number, or social security ... Step 3: Replace Your Lost Debit Card. For lost or stolen cards, call your bank. If you’re a Huntington customer, contact us at (800) 480-2265, and we’ll close your card. You can also visit any Huntington branch to obtain a temporary card while we mail you a new permanent one.For Huntington Bank account holders, here’s how to find your debit card number on your e-statements. Log in to Huntington Online Banking; Click on Service Center; Click on View Statements; Select the Checking Account; Select your most recent Statement Period; Go to the Debit Card/Point-of-Sale (POS) section of the e-statementATM Fees None Huntington ATM transactions and transfers, Huntington ATM extended statements and mini statements, and balance inquiries. $3.50 Each non-Huntington ATM transaction; plus any fee charged by ATM owner. An ATM transaction is a withdrawal or transfer. International Transactions 3% Fee charged on the amount posted for each debit card ...Please note that check deposits are generally not available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity ...To receive a debit card with Huntington, you must apply for a checking account. Once you've opened the checking account that works best for you, you can select the type of debit card you'd like and choose any style. Your debit card should arrive in the mail within 3-5 business days.1. and no minimum to open an account. Rated 4.5 stars by GOBankingRates. , and named one of the Best Neobanks and Best Checking Accounts of 2023, Chime offers the added convenience of supplying a ...Simply go to huntington.com and log into your account, where your account number and balance will appear on the screen. From here, you can see your account history including purchases, deposits and pending transactions. There are two ways to measure your balance: current balance and available balance. Current balance tells you the amount of ...April 29, 2024, 9:57 a.m. EDT 6 Min Read. A GLS Bank customer shows off his new wood card in an Instagram post: "My card just arrived today." GLS Bank. GLS …By Bonnie Conrad. Updated July 27, 2017. •••. If you have an account with Huntington Bank, using your debit card can provide real convenience. The … ATM Fees None Huntington ATM transactions and transfers, Huntington ATM extended statements and mini statements, and balance inquiries. $3.50 Each non-Huntington ATM transaction; plus any fee charged by ATM owner. An ATM transaction is a withdrawal or transfer. International Transactions 3% Fee charged on the amount posted for each debit card ... Huntington Federal Savings Bank PO Box 239 Huntington, WV 25707-0239 . We do not accept email for notification of lost or stolen electronic devices. Please call our main office at 304-528-6200 or write us at the above-listed address. _____ We Are Working to Keep Your Debit Card Safe. Huntington Federal Savings Bank is dedicated to protecting ... Enroll Now or Learn More. Explore our products online. Select the option that's right for you. Log in to your mobile banking profile to pay bills or check your balance on the go. Huntington offers safe and secure mobile banking options.10409 Main St. New Middletown, OH 44442. View Location. Fax 330-542-0701. Office 330-747-6689.Show your love for furry friends with Huntington’s animal-themed debit card designs. These cards feature adorable and majestic creatures that will bring a smile to your face. Each design captures the beauty and charm of different animals, turning your debit card into a celebration of the animal kingdom.Right now: Report or lock the missing card. Report the loss to your bank or credit union as soon as you realize your debit card is missing. If you act quickly, you’re legally protected from ...Huntington Bank Platinum Debit Card: With a new account at Huntington Bank, you’ll receive a great debit card for everyday use. You will be able to make everyday purchases almost anywhere. Use your …The Huntington Cashback Credit Card is a 1.5% flat-rate cash back card. The Huntington Voice Rewards Credit Card offers customizable 3% cash back in a custom category of your choice. The ... Send payments straight from your phone or computer. Set up your payees just once. Then use the recurring payment option for regular bills (like your car or mortgage), or pay your bills one-at-a-time. It’s your choice. Huntington guarantees that your payments will be sent on time, every time. Apply for Debit Card Online: How to Order New Debit Card. For lost or stolen cards with Huntington, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET, and we’ll close your card. You can also visit any Huntington branch to obtain a temporary card while we mail you a new permanent one. Personalized & Custom Debit Cards: Design Debit Card. Simply browse our options of Midwest sports teams, colleges, animals, landscapes, and more to create your own custom design. Designing your own debit card has been redefined: quick and easy with Huntington Bank. How to choose your card designs. Choosing your own debit card is easy. Overdrafts of $50 or less: If you start the day with $50 in your account and spend $75 at dinner with your debit card, your account balance is now -$25. but with $50 Safety Zone ##, you won't be charged an overdraft fee since your account is overdrawn by $50 or less. (Reminder: if you are opted out, this transaction will be declined.) Apply For A Debit Card Online: Order New Debit Card. With a Huntington debit card, you can make everyday purchases almost anywhere. Use your debit card to shop local, buy online, and pay monthly bills. …. Personalized & Custom Debit Cards: Design Debit Card. Custom Debit Cards. We have a wide range of custom debit cards that are made just for ... How to set up a bank account. You may open a bank account through some of the following steps: Start the application process with your bank. Choose the right type of accounts (checking, student, etc.) for you. Read over your account materials. Once you are approved and your eligible bank account is opened you can get a debit card.Show your love for furry friends with Huntington’s animal-themed debit card designs. These cards feature adorable and majestic creatures that will bring a smile to your face. Each design captures the beauty and charm of different animals, turning your debit card into a celebration of the animal kingdom.To make an instant-issue debit card, a bank employee will insert a non-personalized card into a machine. The customer’s name and banking information will then be printed and coded onto the card. ... Huntington Bank. New or existing customers? Both can receive instant-issued temporary debit cards until their permanent card comes in …Shop safely with Capital One’s contactless debit card—no need for cash or checks. $0 fraud liability, access to 70,000+ ATMs, and more hassle-free benefits. ... NEW TO CAPITAL ONE BANKING? Check out 360 Checking. No minimums, no fees, no worries. Open account ALREADY A 360 CHECKING CUSTOMER? Activate your debit card. …New debit card user? We can answer your questions about how debit cards work and make it easy for you to starting using yours.At Huntington, a big part of looking out for people is sharing knowledge. Whether you’re opening your first checking account, or tracking every last dollar in your budget, our financial education resources help you plan for your goals and prepare for surprises. Credit, Debt & Loans. Read Time: 4 Min.Get a new debit card instantly at account opening when you visit a branch. 1 Walk out with a card ready to use right away. Pay your way. Tap to pay or connect to your digital …Apply For A Debit Card Online: Order New Debit Card. With a Huntington debit card, you can make everyday purchases almost anywhere. Use your debit card to shop local, buy online, and pay monthly bills. …. How to Find Your Debit Card Number. Read Time: 4 Min. Share: Understand the different parts of a debit card and educate yourself on what ... Huntington provides online banking solutions, mortgage, investing, loans, credit cards, and personal, small business, and commercial financial services. Enjoy the convenience of getting the local currency before you travel: $15 flat fee for each foreign currency order and redemption at a Huntington branch ‡. Foreign coin may not be purchased or redeemed. No minimum amount; up to $20,000 in currency exchange. Save time once you arrive at your destination. Exchange foreign currency when you ... Find Huntington ATMs and Branches. Some of our branch hours have changed. Search your location to find the most current hours. Explore our products online. Select the option that's right for you. Find Huntington Bank ATM and branch locations near me, including hours and directions. Balance your bank accounts quickly and easily by downloading current information on balances and transactions for your Huntington accounts. Pay Bills. Transfer funds. Maintain a register. Perform detailed tracking and reporting for all of your accounts, even those not at Huntington. Getting Started Guides:Send money with Zelle ® in the Huntington Mobile app. Send money with Zelle. in the Huntington Mobile app. You can send money directly from your Huntington account to friends and family 1 who have a bank account in the U.S. 2 Just open the Huntington Mobile app and select the Payments tab to get started.24-Hour Grace, Huntington Heads Up, Standby Cash, and $50 Safety Zone are federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending. Standby Cash is patent pending. Huntington Bank's 24-Hour Grace® is a relief ...Login. Click Transfers. Under "Between Huntington Accounts," click "Transfer Funds". Select Transfer From and Transfer To accounts. Enter the Amount ( Online Only: choose Frequency) and choose the Transfer Date. ( Online Only: Click Preview Transfer then) Click Submit Transfer.Enrolling is Easy. Add a family member or financial advisor to your account in a few simple steps. Log into your online banking account and look for Access Sharing in your Profile at the top of the page. Follow the prompts and you’re on your way. Asterisk-Free Checking. A checking account that’s free to open and free to maintain. With Asterisk-Free Checking, there’s no cost to open and no monthly maintenance fees. But you still get access to features our checking customers love about Huntington, like our delightfully intuitive mobile app and tools that help you strengthen your ... Step 3: Replace Your Lost Debit Card. For lost or stolen cards, call your bank. If you’re a Huntington customer, contact us at (800) 480-2265, and we’ll close your card. You can also visit any Huntington branch to obtain a temporary card while we mail you a new permanent one.Overdrafts of $50 or less: If you start the day with $50 in your account and spend $75 at dinner with your debit card, your account balance is now -$25. but with $50 Safety Zone ##, you won't be charged an overdraft fee since your account is overdrawn by $50 or less. (Reminder: if you are opted out, this transaction will be declined.)If you are experiencing hardship related to coronavirus and are in need of assistance, we have customer support for our Debit, Consumer and Business Cards. Credit Card Payment Assistance: (800) 372-7725 Business Credit Cards: (888) 696-9982 Commercial Credit Cards: (866) 643-4203 M–F, 8:00 a.m. – 7:00 p.m. ET Sat, Sun CLOSEDIf you get a new debit card, your account number will not change. Your account number can only change if you take steps that lead to it changing, such as if you close your account and open a new one. As mentioned above, some banks actually recommend that you do this if you’re the victim of identity theft. Login. Click Transfers. Under "Between Huntington Accounts," click "Transfer Funds". Select Transfer From and Transfer To accounts. Enter the Amount ( Online Only: choose Frequency) and choose the Transfer Date. ( Online Only: Click Preview Transfer then) Click Submit Transfer. Eligibility is based primarily on your checking and deposit history, not your credit score. Just pay a 5% cash advance fee when you make a transfer. Pay it back over three months and there's no monthly interest charge when you set up automatic payments. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances †. ATM Fees None Huntington ATM transactions and transfers, Huntington ATM extended statements and mini statements, and balance inquiries. $3.50 Each non-Huntington ATM transaction; plus any fee charged by ATM owner. An ATM transaction is a withdrawal or transfer. International Transactions 3% Fee charged on the amount posted for each debit card ... Report a Card Lost or Stolen As Soon As Possible. If your credit or debit card was lost or stolen while traveling, report it to your bank as soon as you can. Huntington customers can lock their cards through the Huntington Mobile app and can report their card lost or stolen by calling (800) 480-2265.ST. Last updated 04/08/2024 by. Sammi Toner. Summary: All debit cards have an expiration date printed on the lower half of the card. Though the expiration date may be …Up top for the fifth year in a row! Huntington is #1 in Customer Satisfaction with Mobile Banking Apps among Regional Banks! ^. From 2019 to 2023, we have provided our customers with an award-winning mobile experience. And we continually apply customer feedback and emerging technology to make managing your financial life with the Huntington app ...Report a Card Lost or Stolen As Soon As Possible. If your credit or debit card was lost or stolen while traveling, report it to your bank as soon as you can. Huntington customers can lock their cards through the Huntington Mobile app and can report their card lost or stolen by calling (800) 480-2265.The Savvy Professor. 12.4K subscribers. Subscribed. 1. 392 views 2 months ago. How To Change Your Huntington Debit Card Pin (Reset/Establish A New Pin On …Many people use prepaid cards to make all of their purchases, while other people have never even touched a prepaid debit card. If you’re in the latter group, the following informat... Discover the debit card limits from major banks and credit unions. ... Huntington Bank: $520: ... the customer must complete a direct deposit with a minimum initial deposit of $250 in a new SoFi ... Calculators to help you pay down your loan faster. A learning center with information about escrow, PMI, taxes and more. Simply log into the HUB and check out these new features today. Or contact a Mortgage Specialist to discuss a new mortgage at 1-800-562-6871.Step up to an interest-bearing checking account. Building a relationship with Huntington has its perks, and a great place to start is Huntington Perks Checking. Perks Checking has no minimum required to open and no monthly maintenance fee when you make $1,000 in total monthly deposits or keep $5,000 in total relationship balances.We can provide loans for purchasing RVs, boats, motorcycles, or powersports vehicles like personal watercraft, ATVs, or snowmobiles. Our lending specialists can help customize to get the loan that works for you. Contact a lending specialist at (800) 628-7076. RV: Borrow up to $200,000 with payment terms up to 180 months.The Standard Checking Account has an ATM withdrawal limit of $500 with a relatively high daily debit purchase limit of $7,000. If you need higher limits, PNC's Performance Checking and Performance Select Checking Accounts both have a limit of $1,500 for ATM withdrawals and a debit purchase limit of $9,500.How to set up a bank account. You may open a bank account through some of the following steps: Start the application process with your bank. Choose the right type of accounts (checking, student, etc.) for you. Read over your account materials. Once you are approved and your eligible bank account is opened you can get a debit card.Amid a crowded market of mobile banking services, which will soon also include Google, U.S. challenger bank Current is launching a new program that will offer points-based rewards ...Earn 1.5% Unlimited Cash Back. The Huntington ® Cashback Credit Card lets you earn 1.5% unlimited cash back on every purchase. No caps, no categories, and no annual fees †. Get cash back for purchases in store, online, and everywhere in between. Apply Now.ATM Fees None Huntington ATM transactions and transfers, Huntington ATM extended statements and mini statements, and balance inquiries. $3.50 Each non-Huntington ATM transaction; plus any fee charged by ATM owner. An ATM transaction is a withdrawal or transfer. International Transactions 3% Fee charged on the amount posted for each debit card ...With the Huntington Mobile app it is easier than ever to bank on the go, right from your phone. Download and you’ll be able to view account balances and history, deposit checks, transfer funds, pay bills, locate office branches, find ATMs, and contact a representative. That’s not all – as new features are rolled out, you’ll be able to ...If you prefer to speak with a personal banker about your loan options, you can always visit your local Huntington branch or contact us at 1-800-480-BANK (2265). How do I make a payment to my Huntington Auto Loan, Credit Card, Mortgage, Personal Credit Line or Personal Loan?Please note that check deposits are generally not available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity ...The Huntington Bank debit card allows account holders to make purchases anywhere Visa is accepted, and get cash at any number of ATMs. While most of those debit card transactions will go smoothly, it is important to know what to do when something goes wrong. Identifying problems early and working with the bank to resolve them is the best …To qualify for Standby Cash, you need $1,000 or more in monthly deposits to a Huntington personal checking account for three consecutive months, and an average daily balance of $200 or more in your checking account. Other eligibility requirements apply, including your recent overdraft and/or return history †.The Huntington National Bank is an Equal Housing Lender and Member FDIC. ®, Huntington®, Huntington®, Huntington.Welcome.®, and Huntington Heads Up® are federally registered service marks of Huntington Bancshares Incorporated.Enrolling is Easy. Add a family member or financial advisor to your account in a few simple steps. Log into your online banking account and look for Access Sharing in your Profile at the top of the page. Follow the prompts and you’re on your way.Overdrafts of $50 or less: If you start the day with $50 in your account and spend $75 at dinner with your debit card, your account balance is now -$25. but with $50 Safety Zone ##, you won't be charged an overdraft fee since your account is overdrawn by $50 or less. (Reminder: if you are opted out, this transaction will be declined.)Huntington provides online banking solutions, mortgage, investing, loans, credit cards, and personal, small business, and commercial financial services.With the Huntington Mobile app it is easier than ever to bank on the go, right from your phone. Download and you’ll be able to view account balances and history, deposit checks, transfer funds, pay bills, locate office branches, find ATMs, and contact a representative. That’s not all – as new features are rolled out, you’ll be able to ...Once you've opened the checking account that works best for you, you can select the type of debit card you'd like and choose any style. Your debit card should arrive in the mail within 3-5 business days. Customers who already have a Huntington account, visit any …Get your money working even harder with our higher interest checking account. Platinum Perks Checking is our higher-tier checking account with a wider range of perks that reward a deeper relationship with Huntington. Platinum Perks Checking has no minimum required to open and no monthly maintenance fee when you maintain $25,000 in total ...Fill out an online application, visit your nearest Huntington branch, or call our lending center at (800) 628-7076 and press 1. From there, a lending specialist will help you determine what loan and terms work best for your circumstances and assist you with the personal loan application. Apply Now. Personal loans are only available for Ohio ...If you are disputing a fraudulent transaction, your current card must be closed to prevent further unauthorized charges. We will then issue you a new debit card. If you need a temporary ATM card to use for cash withdrawals while you wait for your new debit card to arrive, you may pick one up by visiting a local branch office. Step 3: Wait for ...A debit card is a cash-free way of making payments, with the money deducted directly from your current account. It’s a card you use to spend your own money, rather than borrowing. It saves you from carrying coins and cash, whether paying in-store or online. You can also use it to draw money from a cash machine.

Sep 12, 2014 ... ❖ Activate your new Huntington Debit/ATM Card after 9 PM on Friday, September 12. 3. What is your privacy policy? Back to top. ❖ Privacy .... Luis cevallos

huntington bank new debit card

Fill out an online application, visit your nearest Huntington branch, or call our lending center at (800) 628-7076 and press 1. From there, a lending specialist will help you determine what loan and terms work best for your circumstances and assist you with the personal loan application. Apply Now. Personal loans are only available for Ohio ...Must be enrolled in Mobile Banking to use our digital card for debit feature. The option to use this feature is only available when ordering a replacement plastic debit card in Mobile Banking or in Mobile Banking after a new plastic debit card has been requested as part of an online application. Not all customers or all cards are eligible for ...For debit cards, call (800) 542-2657. Or write to: The Huntington National Bank P.O. Box 1558, Attn: GW4W61 Columbus, OH 43216. If writing to us, ...We encourage you to visit your nearest Huntington branch, or call our lending center at (800) 628-7076. You can also fill out an online application. From there, a lending specialist can help you with your application. You don't need a Huntington bank account to apply and qualify for our auto loans. Apply Now.If you prefer to open your account in person, just stop by your local Huntington branch to meet with a personal banker. Find your nearest Branch. If you have questions at any time, we're always here to help. Just call us at 1-800-480-BANK (2265). Make purchases using your Huntington credit or debit card. The more you use your credit or debit card, the more transactions Spend Analysis will track. Spend Analysis will automatically put each transaction into a category such as groceries, shopping, or entertainment. Quickly see how you're doing when you log in to The Hub and track your ... With a variety of available options, you can choose a debit card that reflects your individual style. We also offer eco-friendly debit cards. These are made with recovered ocean-bound plastic, preventing more waste from entering our oceans. Just look for the Second Wave TM turtle logo to easily identify these eco-friendly cards.Huntington Alerts and Text Banking are two separate services provided by The Huntington National Bank. Alerts may be delivered as a text message, email message or push notification. ... Debit Card Holders: ... Other cards associated with your Account will not be affected. If you are reissued a card with a new number, you will need to opt out ...Share: When opening a bank account, typically documentation and proof of identity are needed to get the application and review process started. First, you will need to select a bank, which can seem intimidating given the number of options out there. Second, whether you apply online or in person, you will need to provide documentation to confirm ...When you use a debit card, the funds for the amount of your purchase are taken from your checking account almost instantly. When you use a credit card, the amount will be charged to your line of credit, meaning you will pay the bill at a later date, which also gives you more time to pay. It can often be complicated to decide when it is best to ...†Message and data charges may apply. § Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle. A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment ...With a variety of available options, you can choose a debit card that reflects your individual style. We also offer eco-friendly debit cards. These are made with recovered ocean-bound plastic, preventing more waste from entering our oceans. Just look for the Second Wave TM turtle logo to easily identify these eco-friendly cards.The MasterMoney™ Card from HNB Bank is the fast and easy way to make your everyday purchases. Your MasterMoney Card can be used at any business that accepts Debit MasterCard® – at millions of locations worldwide. ... Has Rewards – New Debit Rewards Programs Coming Soon! ... To report a lost or stolen debit card, please call 888-297 …†Message and data charges may apply. § Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle. A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment ...Experiencing issues with your Huntington Bank debit card? Watch our step-by-step guide to troubleshoot common problems like transaction failures, ATM withdrawals, and online …Finally, make sure you take advantage of any notifications or alerts for your important accounts, like banks, credit cards and email. These alerts, often delivered by text message, can include things like suspicious activity on your account or a login from a new device. Nipping any suspicious activity early can seriously limit the damage done. A debit card is a type of payment card that conveniently facilitates secure and easy payments both online and in-person. Debit cards differ from credit cards in that the money attached to the debit card comes directly out of a checking account rather than being borrowed and paid later. A key feature of debit cards is that they allow you to make ... Earn a $100 Welcome Bonus. Open a Huntington ® Credit Card now through April 30, 2024 and earn a $100 bonus ‡ when you spend ¥ at least $1,000 in the first 60 days from account opening. Offer does not apply to the Huntington ® Secured Credit Card. Student Checking Accounts. It’s never too early to start building your relationship with money management. At Huntington, we want to empower minors, teens, and adults to bank effectively through tools and accounts that work for their lifestyle. Minors with an adult, and adults 18 and over can open one of our three checking accounts in minutes..

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